One of the most effective ways that you can prepare for retirement is by contributing to your company’s 401k plan.
Over 7 million job lost, rising unemployment rate, plunging stock market values - while most of the headlines over the past two years have focused on the negative impacts of this current recession, there have also been some positive impacts as well.
It’s clear that over the last few years very few individuals or families followed the concept of a monthly budget. Recent studies continue to show that the majority of Americans don’t even have a budget. And even among those that do set a budget, few actually follow it. However, one of the positive effects of this current economic crisis is that budgeting is coming back ...