For your convenience we have provided this monthly budget financial worksheet in both a printable (pdf) format as well as in a downloadable (excel) spreadsheet format.
It’s clear that over the last few years very few individuals or families followed the concept of a monthly budget. Recent studies continue to show that the majority of Americans don’t even have a budget. And even among those that do set a budget, few actually follow it. However, one of the positive effects of this current economic crisis is that budgeting is coming back ...