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	<title>eChristianFinance &#187; debt</title>
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	<link>http://www.echristianfinance.com</link>
	<description>The Financial Principles of the Bible</description>
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		<title>Monthly Budget Financial Worksheet</title>
		<link>http://www.echristianfinance.com/2010/01/monthly-budget-financial-worksheet/</link>
		<comments>http://www.echristianfinance.com/2010/01/monthly-budget-financial-worksheet/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 17:56:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Christian Finance]]></category>
		<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[balanced]]></category>
		<category><![CDATA[balanced budget]]></category>
		<category><![CDATA[bible]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[excel]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[monthly]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[pdf]]></category>
		<category><![CDATA[principles of budgeting]]></category>
		<category><![CDATA[printable pdf format]]></category>
		<category><![CDATA[spreadsheet format]]></category>
		<category><![CDATA[worksheet]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=207</guid>
		<description><![CDATA[For your convenience we have provided this monthly budget financial worksheet in both a printable (pdf) format as well as in a downloadable (excel) spreadsheet format.]]></description>
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		</item>
		<item>
		<title>Top 10 Budgeting Quotes</title>
		<link>http://www.echristianfinance.com/2010/01/top-10-budgeting-quotes/</link>
		<comments>http://www.echristianfinance.com/2010/01/top-10-budgeting-quotes/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 21:39:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Christian Finance]]></category>
		<category><![CDATA[A.A. Latimer]]></category>
		<category><![CDATA[Author]]></category>
		<category><![CDATA[Ben Franklin]]></category>
		<category><![CDATA[benjamin franklin]]></category>
		<category><![CDATA[Benjamin Franklin   The]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[dollar debt]]></category>
		<category><![CDATA[Earl Wilson]]></category>
		<category><![CDATA[latimer]]></category>
		<category><![CDATA[man]]></category>
		<category><![CDATA[Max Asnas]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[nose to the grindstone]]></category>
		<category><![CDATA[paul clitheroe]]></category>
		<category><![CDATA[popular]]></category>
		<category><![CDATA[quotations]]></category>
		<category><![CDATA[Quotes]]></category>
		<category><![CDATA[ronald reagan]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=200</guid>
		<description><![CDATA[A compilation of the top 10 most popular quotes about budgeting.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is A Big Screen TV Really A Necessity?</title>
		<link>http://www.echristianfinance.com/2010/01/is-a-big-screen-tv-really-a-necessity/</link>
		<comments>http://www.echristianfinance.com/2010/01/is-a-big-screen-tv-really-a-necessity/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 21:23:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[Family Finance]]></category>
		<category><![CDATA[Stewardship]]></category>
		<category><![CDATA[ad age]]></category>
		<category><![CDATA[big screen]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[necessity]]></category>
		<category><![CDATA[tv]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=186</guid>
		<description><![CDATA[Have we really reach the point where having a giant, big-screen TV is considered a necessity?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prayer And Your Finances</title>
		<link>http://www.echristianfinance.com/2009/09/prayer-and-your-finances/</link>
		<comments>http://www.echristianfinance.com/2009/09/prayer-and-your-finances/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:12:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[Stewardship]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[christian]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[decision]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[prayer]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=180</guid>
		<description><![CDATA[Are you spending money on things that you know God wouldn’t approve of?]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Strong Vehicle Sales in August Could Be Bad For the Economy</title>
		<link>http://www.echristianfinance.com/2009/09/strong-vehicle-sales-in-august-could-be-bad-for-the-economy/</link>
		<comments>http://www.echristianfinance.com/2009/09/strong-vehicle-sales-in-august-could-be-bad-for-the-economy/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 19:08:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Family Finance]]></category>
		<category><![CDATA[Stewardship]]></category>
		<category><![CDATA[christian]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[proverbs]]></category>
		<category><![CDATA[psalms]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=171</guid>
		<description><![CDATA[While it’s great that American consumers have been able to take advantage of the government’s cash-for-clunkers program, the heralded program may actually end up doing more harm to the economy than help.]]></description>
		<wfw:commentRss>http://www.echristianfinance.com/2009/09/strong-vehicle-sales-in-august-could-be-bad-for-the-economy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Prosperity of Fools</title>
		<link>http://www.echristianfinance.com/2009/08/the-prosperity-of-fools/</link>
		<comments>http://www.echristianfinance.com/2009/08/the-prosperity-of-fools/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 15:09:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[Stewardship]]></category>
		<category><![CDATA[are we egypt]]></category>
		<category><![CDATA[Christian Finance]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economic boom]]></category>
		<category><![CDATA[economic crisis]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial principles]]></category>
		<category><![CDATA[fools]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[lending practices]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[proverbs 1:32]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[wealth bubble]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=122</guid>
		<description><![CDATA[Thousands of years ago there was a time of abundant prosperity in Egypt. The economic boom continued for seven consecutive years. Riches were made and the nation lived as though the prosperity would continue forever. ]]></description>
		<wfw:commentRss>http://www.echristianfinance.com/2009/08/the-prosperity-of-fools/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Free Living In The 21st Century</title>
		<link>http://www.echristianfinance.com/2009/08/debt-free-living-in-the-21st-century/</link>
		<comments>http://www.echristianfinance.com/2009/08/debt-free-living-in-the-21st-century/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 15:33:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[christian]]></category>
		<category><![CDATA[cost of credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[living]]></category>
		<category><![CDATA[overspending]]></category>
		<category><![CDATA[using debt]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=106</guid>
		<description><![CDATA[In 2005, there were over 2 million bankruptcies filed in the U.S., an increase of 30% over 2004.  However, our materialistic society continues to rely more and more on credit to fund their lifestyle.  The average credit card balance continues to climb each year.  The latest statistics show the average household has over $9,000 in credit card debt.  These trends aren’t likely to change any time soon since credit card companies are simply overwhelming most teenagers with credit card offers. ]]></description>
		<wfw:commentRss>http://www.echristianfinance.com/2009/08/debt-free-living-in-the-21st-century/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obtaining Your Credit Report</title>
		<link>http://www.echristianfinance.com/2009/07/obtaining-your-credit-report/</link>
		<comments>http://www.echristianfinance.com/2009/07/obtaining-your-credit-report/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 19:43:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt & Credit]]></category>
		<category><![CDATA[Stewardship]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[biblical finance]]></category>
		<category><![CDATA[borrowing money]]></category>
		<category><![CDATA[Christian Finance]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[free credit report]]></category>

		<guid isPermaLink="false">http://www.echristianfinance.com/?p=53</guid>
		<description><![CDATA[For better or for worse, 21st century consumers have become heavily dependent upon credit as their preferred means of making purchases.  On the other side of the coin, your credit is also how you are evaluated in our credit culture.  Most people recognize that their credit history is checked when they apply for a loan or a credit card, but may not realize that their credit may also be checked for such things as obtaining insurance or when they apply for a job.  In this credit-driven society, it is very important that you build and maintain a good credit history.  One very nice benefit for everyone living in the United States is that they are eligible to obtain a copy of their credit report for free.  The Fair Credit Reporting Act (FCRA) signed back in 2003 requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months.]]></description>
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		<slash:comments>1</slash:comments>
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