January 29, 2010
Top 10 Budgeting Quotes
A compilation of the top 10 most popular quotes about budgeting.
Budgeting
August 13, 2009
The Basic Fundamentals of Budgeting
It’s clear that over the last few years very few individuals or families followed the concept of a monthly budget. Recent studies continue to show that the majority of Americans don’t even have a budget. And even among those that do set a budget, few actually follow it. However, one of the positive effects of this current economic crisis is that budgeting is coming back into vogue.
August 6, 2009
Debt Free Living In The 21st Century
In 2005, there were over 2 million bankruptcies filed in the U.S., an increase of 30% over 2004. However, our materialistic society continues to rely more and more on credit to fund their lifestyle. The average credit card balance continues to climb each year. The latest statistics show the average household has over $9,000 in credit card debt. These trends aren’t likely to change any time soon since credit card companies are simply overwhelming most teenagers with credit card offers.
July 25, 2009
Saving Money On Grocery Shopping
Grocery shopping seems simple enough, so why are Americans wasting more money, food, and time than ever before. The government says that the average family spends approximately 10% of their income on groceries and this is one area of most people’s budgets that isn’t a fixed cost.