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"There is treasure to be desired and oil in the dwelling of
the wise; but a foolish man spendeth it up."
Proverbs 21:20
Saving Money on Grocery
Shopping
Grocery shopping seems simple enough, so why are Americans wasting
more money, food, and time than ever before. The government says
that the average family spends approximately 10% of their income on
groceries and this is one area of most people’s budgets that isn’t a
fixed cost.
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Responsible Holiday Spending
The
holiday season is almost upon us and while Christmas is definitely a
wonderful opportunity to spend time with friends and family, it’s
also a time when a person’s “jolly spending” can create financial
hardships for the months that follow. Christmas spending is one of
the biggest reasons people find themselves buried in credit card
debt. People spend freely on gifts for friends, family or even
themselves at the end of the year and then are obligated to spend
the next 12 months paying for all those gifts.
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