Debt & Credit

Car Buyers Are Choosing Ford Fusion over Toyota

Car Buyers Are Choosing Ford Fusion over Toyota
It is very real possibility that the Ford Fusion will outsell the Toyota Camry for the first time ever this month.

Teaching Your Children About Money

Teaching Your Children About Money
Teaching your children the value of money and financial responsibility is one of the most practical and important lessons children can learn.

A Website That Actually Provides Your Credit Score For Free

A Website That Actually Provides Your Credit Score For Free
Tired of wading through countless "free" credit score websites that turn out not to be free, but rather a clever scam trying to get into your wallet?

Is A Big Screen TV Really A Necessity?

Is A Big Screen TV Really A Necessity?
Have we really reach the point where having a giant, big-screen TV is considered a necessity?

Prayer And Your Finances

Prayer And Your Finances
Are you spending money on things that you know God wouldn’t approve of?

Strong Vehicle Sales in August Could Be Bad For the Economy

Strong Vehicle Sales in August Could Be Bad For the Economy
While it’s great that American consumers have been able to take advantage of the government’s cash-for-clunkers program, the heralded program may actually end up doing more harm to the economy than help.

The Prosperity of Fools

The Prosperity of Fools
Thousands of years ago there was a time of abundant prosperity in Egypt. The economic boom continued for seven consecutive years. Riches were made and the nation lived as though the prosperity would continue forever.

Debt Free Living In The 21st Century

Debt Free Living In The 21st Century
In 2005, there were over 2 million bankruptcies filed in the U.S., an increase of 30% over 2004. However, our materialistic society continues to rely more and more on credit to fund their lifestyle. The average credit card balance continues to climb each year. The latest statistics show the average household has over $9,000 in credit card debt. These trends aren’t ...

Obtaining Your Credit Report

Obtaining Your Credit Report
For better or for worse, 21st century consumers have become heavily dependent upon credit as their preferred means of making purchases. On the other side of the coin, your credit is also how you are evaluated in our credit culture. Most people recognize that their credit history is checked when they apply for a loan or a credit card, but may not realize ...

When To Borrow Money?

When To Borrow Money?
If you listen to the TV and radio advertisements you would think you can and should borrow money for just about anything. Credit card companies and banks encourage this by constantly sending you credit card offers and increasing the limits on your existing credit cards. They use compelling arguments to try to convince you that you owe it to yourself to borrow ...
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