Budgeting

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It’s clear that over the last few years very few individuals or families followed the concept of a monthly budget. Recent studies continue to show that the majority of Americans don’t even have a budget. And even among those that do set a budget, few actually follow it. However, one of the positive effects of this current economic crisis is that budgeting is coming back ...

In 2005, there were over 2 million bankruptcies filed in the U.S., an increase of 30% over 2004. However, our materialistic society continues to rely more and more on credit to fund their lifestyle. The average credit card balance continues to climb each year. The latest statistics show the average household has over $9,000 in credit card debt. These trends aren’t ...

In 1760, John Wesley gave one of his most famous and timeless sermons entitled “The Use of Money”. 250 years later, Christians and non-Christians alike are still struggling with the proper use of money. Our world is filled with individuals that consistently spend more than they earn, who give no thought to savings, and have nothing to give God - all because of their improper ...