Discover the Financial Principles of the Bible

The Financial Wisdom of Benjamin Franklin

Here is a collection of the financial wisdom of Benjamin Franklin. A man many consider one of the finest American ever to live. It’s interesting that much of the wit and wisdom of Mr. Franklin stems from the Bible.

Wealth is not his that has it, but his that enjoys it.

Creditors have better memories than debtors.

There never was a truly great man that was not at the same time truly virtuous.

If you know how to spend less than you get, you have the philosopher’s stone.

He that is of the opinion money will do everything may well be suspected of doing everything for money.

A man may, if he knows not how to save as he gets, keep his nose to the grindstone.

He that waits upon fortune, is never sure of a dinner.

He that lives upon hope will die fasting.

It is the eye of other people that ruin us. If I were blind I would want, neither fine clothes, fine houses or fine furniture.

If you would like to know the value of money, go and try to borrow some.

Time is money.

Who is rich? He that rejoices in his portion.

In this world, nothing is certain but death and taxes.

To succeed, jump as quickly at opportunities as you do at conclusions.

A penny saved is a penny earned.

Buy what thou hast no need of and ere long thou shalt sell thy necessities.

He does not possess wealth; it possesses him.

A small leak can sink a great ship.

It is the working man who is the happy man. It is the idle man who is the miserable man.

Our necessities never equal our wants.

Being ignorant is not so much a shame, as being unwilling to learn.

Work as if you were to live a hundred years. Pray as if you were to die tomorrow.

An investment in knowledge pays the best interest.

Rather go to bed with out dinner than to rise in debt.

Many a man thinks he is buying pleasure, when he is really selling himself to it.

There are two ways of being happy: We must either diminish our wants or augment our means – either may do – the result is the same and it is for each man to decide for himself and to do that which happens to be easier.

Never take a wife till thou hast a house (and a fire) to put her in.

It is only when the rich are sick that they fully feel the impotence of wealth.

Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.

By failing to prepare, you are preparing to fail.

Gain may be temporary and uncertain; but ever while you live, expense is constant and certain: and it is easier to build two chimneys than to keep one in fuel.

He that is good for making excuses is seldom good for anything else.

God helps those who help themselves.

The use of money is all the advantage there is in having it.

Having been poor is no shame, but being ashamed of it, is.

Necessity never made a good bargain.

He that displays too often his wife and his wallet is in danger of having both of them borrowed.

Never leave that till tomorrow which you can do today.

There are three faithful friends – an old wife, an old dog, and ready money.

He that rises late must trot all day.

It is a grand mistake to think of being great without goodness and I pronounce it as certain that there was never a truly great man that was not at the same time truly virtuous.

Money has never made man happy, nor will it, there is nothing in its nature to produce happiness. The more of it one has the more one wants.

The doors of wisdom are never shut.

Filed in: Christian Finance

2 Responses to “The Financial Wisdom of Benjamin Franklin”

  1. March 2, 2010 at 7:10 pm #

    I love your article. Ben Franklin coined the phrase “A Penny Saved Is A Penny Earned” and it truly is. I refer to the art of saving money as the Ben Franklin principle. Too many people don’t realize the value of saving money when spending. I think a lot of money is wasted in America because people are not frugal enough. I don’t think most even realize the money they are wasting by not being frugal. A little frugality would probably provide a comfortable retirement for many people. Maybe more will take Ben Franklin s advice. Thanks for all the quotes there fabulous.

  2. March 21, 2010 at 5:30 pm #

    Wish we had ole Ben running the federal govt now. We need his wisdom and biblical insight.