Archive for July, 2009

The Proper Use of Money

The Proper Use of Money
In 1760, John Wesley gave one of his most famous and timeless sermons entitled “The Use of Money”. 250 years later, Christians and non-Christians alike are still struggling with the proper use of money. Our world is filled with individuals that consistently spend more than they earn, who give no thought to savings, and have nothing to give God - all because of their improper ...

Surviving An Economic Recession

Surviving An Economic Recession
So how can you navigate the current market volatility without losing both your money and your mind? Well, maybe the most important advice is to take a step back and remember that it’s just money. Money should serve you, rather than you serving money. That being said, there are some specific investment strategies you can take to benefit from the current market ...

Are Airlines Going Overboard With New Fee’s?

Are Airlines Going Overboard With New Fee's?
There was a time long ago, when buying an airline ticket was a simple process. The price of the ticket was the price you paid. Nowadays it seems as though the priceof the actual airplane ticket is only the beginning. Airlines began implementing additional fees a few years ago and now it seems they can’t stop. The Pandora box of extra fees has been opened ...

Obtaining Your Credit Report

Obtaining Your Credit Report
For better or for worse, 21st century consumers have become heavily dependent upon credit as their preferred means of making purchases. On the other side of the coin, your credit is also how you are evaluated in our credit culture. Most people recognize that their credit history is checked when they apply for a loan or a credit card, but may not realize ...

When To Borrow Money?

When To Borrow Money?
If you listen to the TV and radio advertisements you would think you can and should borrow money for just about anything. Credit card companies and banks encourage this by constantly sending you credit card offers and increasing the limits on your existing credit cards. They use compelling arguments to try to convince you that you owe it to yourself to borrow ...

Saving Money On Grocery Shopping

Saving Money On Grocery Shopping
Grocery shopping seems simple enough, so why are Americans wasting more money, food, and time than ever before. The government says that the average family spends approximately 10% of their income on groceries and this is one area of most people’s budgets that isn’t a fixed cost.

The Ultra Rich Are Still Buying Cars

The Ultra Rich Are Still Buying Cars
It seems as though the ultra-rich have not lost their appetite for buying expensive cars. Ferrari was the only manufacturer to post sales growth in November with 137 new Ferrari’s sold compared to the 133 last year.

Common Interview Questions

Common Interview Questions
Here are some typical questions that hiring managers often use during interviews. Before going to an interview, you should review this list carefully and have answers prepared ahead of time in case any of these questions are asked in your interview.

Has Your 401k Become A 201k?

Has Your 401k Become A 201k?
So what is a 201k? No, it’s not some new investment account. It’s just how many individual investors feel after watching their 401k balances drop by 30, 40 and even 50% in the last few weeks.

Understanding Your Credit Score

Understanding Your Credit Score
Your credit score is basically a snapshot of your credit use over the last seven years of your borrowing history. This number (called your FICO score) is based on a complex mathematical model that evaluates many types of information in your credit file. Most people probably have no idea what their credit score is, but it can have a significant impact on your life.
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